Costs & R-Value

What R-Value Do I Need?

R-value measures resistance to heat flow: higher is better, and the right target depends on where you live and which surface you are insulating.

Updated January 2026 · about 7 min read

Targets by climate zone

Zones 1–2 (Gulf Coast, south Florida, south Texas): attic R-30 to R-49, walls R-13 to R-15, floors R-13.

Zone 3 (Southeast, southern California): attic R-38 to R-49, walls R-13 to R-20, floors R-19.

Zone 4 (mid-Atlantic, mid-South): attic R-49, walls R-20 or R-13 plus R-5 continuous, floors R-19 to R-25.

Zones 5–6 (Midwest, Northeast, mountain West): attic R-49 to R-60, walls R-20 to R-21 plus continuous foam, floors R-30, basement walls R-15 to R-19.

Zones 7–8 (northern Minnesota, Maine, Alaska): attic R-60, walls R-21 plus R-10 continuous, floors R-38.

R-value to inches

Divide your target by the material's R per inch. R-49 in cellulose (R-3.6/in) is about 14 inches; in blown fiberglass (R-2.5/in) about 19 inches; in closed-cell spray foam (R-6.5/in) about 7.5 inches.

  • Fiberglass batt: 3.1–3.8 per inch
  • Blown fiberglass: 2.5 per inch
  • Blown cellulose: 3.6 per inch
  • Mineral wool: 4.2 per inch
  • EPS board: 3.9 per inch
  • XPS board: 5.0 per inch
  • Polyiso board: 6.0 per inch
  • Open-cell foam: 3.7 per inch
  • Closed-cell foam: 6.5 per inch

Gear for this job

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Prices as of Oct 11, 2026, 4:41 AM UTC. Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon.com at the time of purchase will apply to the purchase of this product.

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Diminishing returns

Going from R-0 to R-13 eliminates about 92% of conductive loss through that surface. R-13 to R-38 picks up another 5%. Beyond R-60 the change is barely measurable. Spend the first dollars on the worst surfaces, not the last inch of an already-good attic.

Effective vs nominal R-value

Wood framing is about R-1.25 per inch, so a wall of R-21 batts between studs performs closer to R-16 overall. Continuous exterior foam is how you close that gap — an inch of polyiso over the sheathing does more than upgrading the cavity batt.

Run the numbers

Frequently asked questions

What R-value is required by code?
The IECC sets minimums by climate zone — commonly R-49 to R-60 in attics for zones 4 and up, and R-20 or R-13+5 in walls. Local amendments vary, so check with your building department.
Can you have too much insulation?
Financially yes, past about R-60 in an attic. Structurally, only if you block ventilation or overload a ceiling.
How do I find my climate zone?
The DOE/IECC map assigns a zone 1–8 by county. Our R-value calculator asks for your zone and returns targets for every surface.

Insulation gear worth owning

The tools and materials that show up on almost every insulation job.

As an Amazon Associate I earn from qualifying purchases. Product links on this page may earn us a commission at no extra cost to you.

Prices as of Oct 11, 2026, 4:41 AM UTC. Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon.com at the time of purchase will apply to the purchase of this product.

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